Source & Notes
Data Table
Source: EMARKETER ForecastJanuary 2026 
Note: point-of-sale (POS) transactions made in-store by tapping a card; excludes inserting a chip, swiping a card, or completing digital card purchases remotely
Methodology: Estimates are based on the analysis of data from the US Department of Commerce and the Federal Reserve, estimates from other research firms, reported company revenues, historical trends, consumer buying trends, and macro-level economic conditions.
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